About Us
Meet Shaun Clearwater, CWMS
FULL FOCUS FINANCIAL
Shaun Clearwater’s clients appreciate the unique and personalized
approach he brings to their financial journeys. They value the creative,
non-traditional strategies he has developed over the last two decades.
Shaun emphasizes that optimizing finances requires insulating resources
from losses—much like optimizing energy flow through a conductive
material, a concept he studied while earning his Bachelor of Science in
Electrical Engineering at the University of the Pacific. Without insulation,
conductors or bare wires leak energy; similarly, without proper protection,
personal finances are vulnerable to forces like market risk, taxes, and
inflation. Shaun’s clients feel empowered to achieve their goals as they
follow the clear path he develops to guide them from point A to point B.
Many of Shaun’s clients experience relief after defining their financial goals and prioritizing actionable steps to achieve them. This process draws on Shaun’s expertise as a Certified Wealth Management Specialist (CWMS) and a licensed Investment Advisor Representative. Whether leveraging private family foundations to redirect tax dollars toward meaningful charitable missions or implementing lower-risk strategic retirement plans, Shaun’s clients benefit from his extensive knowledge. They frequently express feelings of relief, satisfaction, and confidence in their financial futures after following his guidance. Countless families have found a clear path to financial freedom through Shaun’s strategies, which meet or exceed their investment and retirement objectives. His dedication to excellence has earned him recognition as a top financial professional, including being featured on Fox News. Education, the introduction of uncommon strategies, and ultimate financial liberation are at the core of Shaun’s impact on his clients’ lives. His clients also appreciate his devotion as a husband to his wife and as a father to their blended family of daughters. The joy and energy of their three-year-old daughter serve as the glue that binds their family together. Additionally, many recognize Shaun as an active community member who has coached softball, served on the board of Girl Scouts, and contributed to various nonprofit organizations. Clients seeking peace of mind through guaranteed retirement income plans and innovative financial solutions can benefit from Shaun’s professional and collaborative expertise. Connect today for a brief call to explore how your goals can be realized—whether you’re local or across the country.
Trusted 401(k) Fiduciary Services Out-Source Your Qualified Plan Administration
Trusted 401(k) Fiduciary Services is an independent fiduciary for employer-sponsored retirement plans, including 401(k), 457, 403(b), ESOPs, and defined benefit plans. We offer plan sponsors the option to appoint a professional, outside expert to act as the full-scope 3(16) fiduciary. By accepting the delegation of fiduciary responsibility, we take on the crucial tasks, freeing up executives and staff while protecting them from fiduciary liability. As one of the most comprehensive pension administration companies, we ensure your retirement plan operates with the highest standards of compliance and efficiency.
Our Mission
Reduce your fiduciary liability by 98%: By becoming the listed trustee and co-administrator of your plan, we take on nearly all Trusted 401(k) Fiduciary Services fiduciary responsibilities, leaving you only responsible for the timeliness of deposits and the accuracy of information.
Handle 99% of your plan’s daily operations: We manage the complex tasks of your 401(k), including processing loans, hardships, and investment changes. As the listed trustee, we also sign the 5500 form.
Since 2005, we’ve reduced all-in fees by 32% – 65%. It’s essential to benchmark your plan annually to ensure ongoing efficiency and savings.
What Makes Us Different
Our goal is to help you focus on what you do best – growing your business.
Our exclusive service is full-scope 3(16) administration. We ensure your retirement plan is compliant, efficient, and that your employees view it as a valuable benefit. Let us handle the complexities of plan management, so you can focus on your business.
We take on fiduciary responsibility, reducing your risk and workload. From compliance testing to participant communications, we manage every detail. Our proactive approach means fewer surprises and smoother plan operations. With us, your retirement plan becomes a strategic asset not a burden.
Have questions about our services?
Our team of experts is ready to assist you with tailored solutions to meet your organization’s needs.
Reach out to us today
and we’ll guide you through every step of managing a compliant and effective retirement plan.
Contact Us
service@admin316.com
361-271-1211
Stratford Circle #A3 Stockton, CA 95207
Monday – Friday, 8:00 am – 5:00 pm